Long and Short Term Group Disability

Studies have shown working age adults are much more likely to suffer
from a lengthy disability in a given year than to suffer death...

Most individuals carry some life insurance, but unless it is offered at
work, most adults have little if any disability insurance coverage.

Without disability coverage, who makes the house and car payments?

Buys the groceries? Pays the utilities?

Short Term Disability Coverage:

� Pays a fixed weekly amount or a set percentage of current income.

� Waiting periods from one to thrity days.

� Benefits periods to fifty-two weeks. Coordinates with Long Term.

Long Term Disability Coverage:

� Pays a set percentage of employee's regular income.

� Coordinates to pick up after Short Term coverage ends.

� Variable plan design protects your employees and your company.

We can provide assistance with COBRA, Section 125, and provide
coordinating benefits such as group Dental, Life, Vision and Flexible
Spending Accounts.

Call The Shiflett Group today for a professional

approach to employee group benefits.